Meet the Financial Planning Experts
Our team brings decades of combined experience in personal finance, investment strategy, and goal achievement. We're here to guide your financial journey with practical wisdom and genuine care.
Real Experience, Practical Solutions
Financial planning isn't just about numbers on a spreadsheet. It's about understanding what truly matters to you and creating a roadmap that actually works in the real world.
Our approach combines traditional financial wisdom with modern tracking tools. We've helped hundreds of Australians navigate everything from first home purchases to retirement planning, and we've learned that every situation is unique.
Goal Setting Strategy
Breaking down big dreams into manageable steps that fit your lifestyle and timeline.
Budget Optimization
Finding money in your existing income without living like a hermit.
Investment Education
Understanding options without getting overwhelmed by financial jargon.
Risk Assessment
Honest conversations about what you can afford to lose and what you can't.
Kieran Whitlock
Senior Financial Advisor & Founder
After watching too many friends struggle with money despite good incomes, Kieran started menarivolth in 2019. His background in both corporate finance and small business gives him a unique perspective on personal money management.
"I've made plenty of financial mistakes myself – overspending on a car I didn't need, investing in things I didn't understand. Those experiences taught me more than any textbook ever could. Now I help people avoid those same pitfalls while still enjoying their money."
Kieran holds advanced certifications in financial planning and regularly speaks at community workshops across Sydney. When he's not crunching numbers, you'll find him surfing at Maroubra Beach or experimenting with sourdough recipes.
Our Financial Philosophy
Money is a tool, not a destination. We believe financial planning should enhance your life, not restrict it. That means honest conversations about trade-offs, realistic timelines, and strategies that actually stick.
We don't promise overnight transformations or guaranteed returns. Instead, we focus on building sustainable habits and making informed decisions that align with your values and circumstances.
Transparency
Clear explanations, no hidden fees or complicated products you don't need
Practicality
Solutions that work with your actual life, not theoretical perfect scenarios
Education
Teaching you to fish so you can make confident decisions independently
Ready to Start Planning?
Every financial journey starts with an honest conversation about where you are and where you want to go. Let's have that conversation.
Schedule a Consultation